WHAT DOES A HOME TRULY COST?

There are a lot of factors that go into buying a home. First and foremost, the price of the property, the loan itself, insurance, taxes, termite bonds, title insurance, and more. To find out more about the costs involved, click the button below.

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HOW CAN YOU PAY FOR THE HOME?

There are several ways to pay for a home. You could buy with cash or take out a loan, which is more common. There are several different types of loans. Learn more about the different types of payment below.

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WHAT AREA ARE YOU INTERESTED IN?

From Bay Minette to Alabama's sugar sand beaches, there are plenty of communities you could choose to live in. Are you looking to live near the water, a house with land, a city or somewhere rural? Take a look at each community and see where you'd like to relocate.

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What Does It Really Cost to Own A Home Here?

Insurance, flood zones, wind and hail, property taxes, termite bonds. The gap between the mortgage calculator number and the actual monthly payment. Find out what you REALLY need to know.

How much do I need for a down payment on a home?
The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.
What's included in my monthly mortgage payment?
What is a 2-1 buydown, and how does it work?
Who pays for the 2-1 buydown—the buyer, the seller, or the lender?
What are closing costs, and how much should I expect to pay?
How does my credit score affect my mortgage rate?

First time buying a home?

Don't worry, I've complied a few tips to help you get started! I'll send it straight to your email.

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